Mobile Banking – Are you asking for the USSD code for Nigeria Mobile Banks? These are the full list of latest and updated USSD codes for Banks in Nigeria for Mobile banking. Have you been trying to use your Bank USSD codes but not working? That’s because you are using the wrong code. This post will guide you on all the Banks USSD codes. Before that, let me explain USSD code.

What’s USSD? USSD is a short command codes or quick codes that facilitate interaction between a user and a service provider. They are communication protocols that mobile operators use to provide quick services to their customers. Besides financial operators, mobile institutions like MTN, Airtel, Glo and 9mobile use USSD codes for transactions. This is why it is quite essential that you know the updated USSD codes for your Bank. This article will provide an updated list of the new USSD codes for mobile Banking operators in Nigeria for Access, Wema, Sterling, GTBank, and all others.

Full meaning of USSD: The acronym USSD stands for Unstructured Supplementary Service Data – they are quick codes that signify specific service requests. They are protocols used by Banks to the providers to receive instructions from users and provide different services for them. The beautiful part of this protocol is that a user sends commands from their mobile phone to a network’s server, which has been programmed to give automated responses based on the given commands.

What Are The Functions And Services USSD Codes Provide? Everyone knows that USSD codes are helpful for Transactions like Sending Money, borrowing Loan, recharging airtime or buying data bundles. But they can do so much more. Below are the functions of USSD code:

• Airtime/Data bundle recharge
• Balance enquiry
• Transfer of funds via mobile banking
• Utility bill payment.

Now, we’ll dive right into the updated USSD codes for all Nigeria Banks. Below are the list of USSD codes for mobile Banking for all Banks in Nigeria:

1. Access bank – *901#
2. Eco bank – *326#
3.  FCMB Bank– *329#
4. Fidelity Bank – *770#
5. First bank – *894#
6. GT bank – *737#
7. Heritage Bank – *745#
8. Keystone Bank – *7111#
9. Kuda Bank – *894#
10. Opay – *955#
11. Polaris – *833#
12. Stanbic IBTC Bank – *909#
13. Sterling Bank – *822#
14. UBA – *919#
15. Unity bank – *779#
16. Wema bank – *945#
17. Zenith Bank – *966#

To use these codes for services such as fund transfers, bill payments, etc., dial the shortcodes and follow the prompts.

Troubleshooting Tips For Using USSD Codes: It’s pretty easy to use USSD codes on your mobile device. It doesn’t require an internet connection. These are the steps to take. Go to the phone dial on your mobile phone and Dial the USSD code with * at the beginning and a hash (#) at the end. Follow the prompt to take any action you want, provided the service provider supports it at a given moment.

Troubleshooting Issues You May Encounter: Some of the issues you may have when trying to use a USSD code are:

• Bad network signal: If the signal is poor at your location, you may have some issues accessing certain services through the shortcodes.To handle this challenge, move around to get a better signal or wait till it’s better all around to avoid incomplete transactions, especially when it involves finances.
• Service timeouts: Sometimes, the network servers may get overwhelmed and time out. A timeout is a period in which the USSD codes do not give users access to their desired function. You can fix this issue by waiting it out and trying again later.
• Incorrect USSD code: If you enter the wrong or incomplete short code for a function, you will be instructed to carry out the command again. You might also receive an error message or a list of functions you do not need or want.To fix this issue, carefully re-dial the code.
• Contact customer support for the service if you have taken all these steps and cannot still access the usual functions assigned to a specific code. For example, contact the bank’s support team if it is a bank.

What would we do without USSD codes? Probably everything. But they make it easy for anyone with a cellphone to access certain services within minutes and without an internet connection. The major mobile Bank operators in Nigeria all had different shortcodes for basic functions like Fund Transfer, airtime/data recharge, balance check, etc. Now, all Banks use USSD codes for the various functions. It’s important that you keep tabs on any updates. This ensures that you do not get frustrated or stuck during an emergency. We advise that you bookmark the codes or store them on the contact list of your mobile phones for easy access.

Jumiabot shall keep this post updated should there be any adjustments on the USSD code from time to time. Don’t forget you can get all your bills done here on Jumiabot. Do you want to buy affordable data, Airtime Top-up or pay electricity Bill, Cable TV subscription or other digital services, Jumiabot – jumiabot.com got you covered. Register today on this platform and have access to all of them.